Saturday 1 June 2013

Self employed health insurance in florida

Self employed health insurance in florida is needed by many individuals who have been into their own business; are switching jobs to start their own business; retirees who want to continue working as individuals, etc. 
If you have just switched your job, it is advisable that you continue taking health insurance by extending your existing group health insurance policy through the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1986. Under this act, you can keep your current coverage for up to 18 months at group rates. However, the portion of premium earlier paid by your employer will no longer be paid—it will be your own burden. 

It is important to find a new policy for self employed health insurance florida because after 63 days of COBRA assisted policy’s expiration, your health insurance application could be rejected or the new policy could exclude a pre-existing condition for up to a year. It is very important to keep track of time if you are self employed in florida . 

Doing your homework while picking up the right kind of health insurance policy is very much important; after all, it is you who would be paying the premium without any supplementation from any side. Reading and surfing the internet is the easiest way to find correct information about self employed health insurance in florida . At the same time, if you have some more time, florida has many reputed health insurance agent. Locate any of them in your area and ask for affordable self employed health insurance quotes. Compare these quotes and it will help you in making your decision.

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